Credit Direct Limited (CDL) is a reputable financial services company that provides accessible and affordable loans to individuals and small businesses. For those who need quick financial assistance, CDL has consistently aimed to simplify loan processes and make credit easily available. Over the years, CDL has become a trusted name in the financial sector, known for its customer-centric services and transparent lending policies.
In today’s fast-paced world, financial flexibility is essential. Credit Direct understands this need and strives to provide services that enable customers to access funds without unnecessary complications.
Founding and Launch
Credit Direct Limited was officially launched in the year 2007 as a First City Monument Bank (FCMB) subsidiary. CDL emerged with a vision to meet the financial needs of individuals, particularly salaried workers and self-employed professionals who might face challenges accessing traditional bank loans. Over the years, CDL has become a trusted name in the Nigerian loan industry by providing quick loans with minimal documentation and flexible repayment plans.
Services Offered by Credit Direct Limited
CDL offers various financial products designed to cater to needs. Their services include:
- Personal Loans: CDL provides personal loans to individuals for a variety of purposes, such as emergency funds, education, or home renovations. These loans are tailored to fit the borrower’s income and repayment capacity.
- Payday Loans: These are short-term loans intended to cover urgent needs, repayable when the borrower receives their next paycheck.
- Salary Advance: CDL offers salary advances for workers who need to access part of their salary before the payday. This service is quick, with minimal documentation required.
- SME Loans: Credit Direct also supports small and medium-sized enterprises (SMEs) by providing loans to help grow their businesses.
- Buy Now, Pay Later: CDL has partnered with Obejorcomputers, one of Nigeria’s leading tech and electronics stores, to offer a “buy now, pay later” scheme. This service allows customers to purchase gadgets, laptops, and other electronics from Obejorcomputers and spread the payments conveniently.
Aside from personal loans, CDL also offers products such as asset finance, designed to help individuals acquire assets like cars or household appliances. Customers can also access educational loans, which provide financial support for school fees or other educational expenses. The company’s innovative approach has made it one of Nigeria’s leading loan providers, offering easy, secure, and reliable financial solutions.
Where is Credit Direct Limited Located?
Credit Direct Limited is headquartered in Lagos, Nigeria, but operates nationwide. With a vast network of branches, CDL serves clients across various states, ensuring that access to loans is available in both urban and rural areas.
How to Access CDL Services
Accessing CDL services is simple and customer-friendly. Here’s how to get started:
- Online Platform: Clients can visit the official website of Credit Direct Limited to apply for loans from the comfort of their homes. The application process is straightforward, and decisions are made promptly.
- Branch Offices: For those who prefer face-to-face interactions, CDL has several physical offices across Nigeria where customers can speak to loan officers and receive personalized assistance.
- Mobile App: CDL offers a mobile application that allows customers to apply for loans, check their loan status, and make repayments.
Approval is quick, and funds are often disbursed within 24 to 48 hours. The loan repayment plans are flexible, with options for monthly deductions directly from the borrower’s salary. CDL also has a dedicated customer service team to help with inquiries and provide assistance throughout the loan application process.
Obejorcomputers and CDL Partnership: Buy Now, Pay Later
CDL’s partnership with Obejorcomputers has introduced an innovative financing option for tech enthusiasts in Nigeria. Customers can purchase laptops, smartphones, and other electronics from Obejorcomputers through CDL’s Buy Now, Pay Later scheme. This service provides customers with the flexibility to acquire the latest gadgets without upfront payment while spreading the cost over a manageable period.
Click here to visit Obejorcomputers website https://obejorcomputers.com/
This initiative ensures that customers can enjoy top-tier technology products while spreading the cost over time. By utilizing the CDL-Obejorcomputers Buy Now, Pay Later option, individuals can improve their work, school, or leisure experience without financial strain.
Conclusion:
Credit Direct Limited (CDL) continues to transform the loan industry in Nigeria by offering a wide range of financial solutions tailored to individual and business needs. With over a decade of experience, CDL has become a trusted financial partner for many Nigerians, providing quick loans, flexible repayment plans, and accessible online and offline services. Through its partnership with Obejorcomputers, CDL is further simplifying access to quality tech products via its Buy Now, Pay Later scheme. Whether you’re a salaried worker, entrepreneur, or tech enthusiast, CDL has the financial solutions to support your goals.
Can I apply for CDL loans online?
Yes, CDL offers a seamless online application process that allows customers to apply for loans from anywhere in Nigeria.
How long does it take to get a loan from CDL?
Typically, loans are processed and disbursed within 24 to 48 hours after the application is approved.
Is Credit Direct Limited only for salaried employees?
Yes, CDL’s loans are primarily designed for salaried employees across different sectors in Nigeria.
What products can I purchase using CDL’s Buy Now, Pay Later option with Obejorcomputers?
You can finance the purchase of laptops, smartphones, and other tech products from Obejorcomputers using the Buy Now, Pay Later option.
